> ## Documentation Index
> Fetch the complete documentation index at: https://docs.rails.wayex.com/llms.txt
> Use this file to discover all available pages before exploring further.

# List a customer’s payment routes

> Lists standing payment routes owned by one customer.

## What this endpoint does

Lists standing payment routes owned by one customer.

## When to use it

Use it on customer detail pages or before deciding whether another route is needed.

## Before you call

Authenticate with route read access and pass a customer ID owned by the same tenant account.

## Money and balance effect

This is a read-only request. It does not reserve, debit, credit, or settle money.

## States and completion

Route states indicate availability; individual funding and settlement states belong to transfers.

## Safe retries

GET requests are read-only and may be retried with normal exponential backoff. Do not send an `Idempotency-Key`.

Read [Payment routes](/console/payment-routes) for the complete workflow.


## OpenAPI

````yaml /api-reference/openapi.json get /v1/customers/{customerId}/payment-routes
openapi: 3.0.0
info:
  title: Wayex API
  description: >-
    Wayex APIs for direct customer payment routes and isolated, prefunded
    Treasury accounts. Each API key is bound to one tenant account and its own
    wallet, settings, webhooks, and reporting.
  version: 1.0.0
  contact: {}
servers:
  - url: https://api.sandbox.wayex.com
    description: Sandbox integration environment
security:
  - Bearer: []
  - ApiKey: []
tags:
  - name: Treasury
    description: >-
      Prefunded AUD and stablecoin wallets for one isolated tenant account.
      Fund, pay, convert, withdraw, track, and reconcile without selecting
      another account.
  - name: Customers
    description: >-
      Onboard end customers, run verification, and manage each customer's
      entitlements.
  - name: Payment routes
    description: >-
      Standing deposit instructions per customer. When a customer funds a route,
      Wayex auto-converts at the live rate and pays out/sends — no quote, no
      lock.
  - name: Transfers
    description: >-
      Read the conversion records produced when customers fund payment routes —
      the live activity feed and per-conversion lifecycle timeline.
  - name: Rates
    description: >-
      The live indicative AUD↔stablecoin rate right now — the all-in rate Wayex
      quotes. Indicative only; the binding price is struck when a route's funds
      land.
  - name: Revenue
    description: Your developer-fee revenue over time.
  - name: Invoices
    description: >-
      Your monthly invoices — Wayex platform fees due, net of your accrued
      developer-fee credit.
  - name: Webhooks
    description: Subscribe to HMAC-signed event webhooks and inspect deliveries.
  - name: API keys
    description: Create, list, and rotate API keys for programmatic access.
  - name: Fees
    description: >-
      Configure your developer fee — the markup withheld from each conversion
      and credited against your monthly invoice.
  - name: Invitations
    description: Accept a team invitation and activate your account.
paths:
  /v1/customers/{customerId}/payment-routes:
    get:
      tags:
        - Payment routes
      summary: List a customer’s payment routes
      description: >-
        Lists standing payment routes owned by one customer. Use it on customer
        detail pages or before deciding whether another route is needed.
      operationId: CustomerPaymentRouteController2_list_v1
      parameters:
        - name: customerId
          required: true
          in: path
          schema:
            type: string
        - name: cursor
          required: true
          in: query
          schema:
            type: string
        - name: limit
          required: true
          in: query
          schema:
            type: string
      responses:
        '200':
          description: A cursor-paginated page of the customer's payment routes.
          content:
            application/json:
              schema:
                type: object
                properties:
                  data:
                    type: array
                    description: The page of results, newest first.
                    items:
                      oneOf:
                        - type: object
                          properties:
                            id:
                              type: string
                              minLength: 1
                            counterpartyId:
                              description: >-
                                The client account (counterparty) this route
                                belongs to. For API callers this is always your
                                own account id.
                              type: string
                              minLength: 1
                            customerId:
                              type: string
                              minLength: 1
                            direction:
                              type: string
                              enum:
                                - aud_to_stablecoin
                            destination:
                              type: object
                              properties:
                                network:
                                  description: The network the stablecoin is delivered on.
                                  type: string
                                  enum:
                                    - ethereum
                                    - base
                                    - arbitrum
                                    - optimism
                                    - polygon
                                    - bsc
                                    - avalanche
                                    - solana
                                    - tron
                                address:
                                  description: >-
                                    The destination crypto address the converted
                                    stablecoin is sent to.
                                  type: string
                                  minLength: 1
                                currency:
                                  description: Which stablecoin to deliver.
                                  type: string
                                  enum:
                                    - USDC
                                    - USDT
                              required:
                                - network
                                - address
                                - currency
                            limits:
                              type: object
                              properties:
                                min:
                                  type: string
                                max:
                                  type: string
                                daily:
                                  type: string
                            status:
                              type: string
                              enum:
                                - active
                                - inactive
                            instructions:
                              type: object
                              properties:
                                title:
                                  type: string
                                  minLength: 1
                                reference:
                                  type: string
                                  minLength: 1
                                deposit:
                                  oneOf:
                                    - type: object
                                      properties:
                                        kind:
                                          type: string
                                          enum:
                                            - aud
                                        bsb:
                                          type: string
                                          minLength: 1
                                        accountNumber:
                                          type: string
                                          minLength: 1
                                        payId:
                                          type: object
                                          properties:
                                            type:
                                              type: string
                                              enum:
                                                - email
                                                - phone
                                                - abn
                                            value:
                                              type: string
                                              minLength: 1
                                          required:
                                            - type
                                            - value
                                        reference:
                                          type: string
                                          minLength: 1
                                      required:
                                        - kind
                                        - bsb
                                        - accountNumber
                                        - reference
                                    - type: object
                                      properties:
                                        kind:
                                          type: string
                                          enum:
                                            - crypto
                                        network:
                                          type: string
                                          enum:
                                            - ethereum
                                            - base
                                            - arbitrum
                                            - optimism
                                            - polygon
                                            - bsc
                                            - avalanche
                                            - solana
                                            - tron
                                        address:
                                          type: string
                                          minLength: 1
                                        asset:
                                          type: string
                                          enum:
                                            - USDC
                                            - USDT
                                      required:
                                        - kind
                                        - network
                                        - address
                                        - asset
                                destinationSummary:
                                  type: string
                                  minLength: 1
                                limits:
                                  type: object
                                  properties:
                                    min:
                                      type: string
                                    max:
                                      type: string
                                    daily:
                                      type: string
                                steps:
                                  type: array
                                  items:
                                    type: string
                              required:
                                - title
                                - reference
                                - deposit
                                - destinationSummary
                                - steps
                            createdAt:
                              type: string
                              format: date-time
                          required:
                            - id
                            - counterpartyId
                            - customerId
                            - direction
                            - destination
                            - status
                            - instructions
                            - createdAt
                        - type: object
                          properties:
                            id:
                              type: string
                              minLength: 1
                            counterpartyId:
                              description: >-
                                The client account (counterparty) this route
                                belongs to. For API callers this is always your
                                own account id.
                              type: string
                              minLength: 1
                            customerId:
                              type: string
                              minLength: 1
                            direction:
                              type: string
                              enum:
                                - stablecoin_to_aud
                            destination:
                              oneOf:
                                - type: object
                                  properties:
                                    bankAccount:
                                      type: object
                                      properties:
                                        accountHolderName:
                                          description: >-
                                            Name on the destination AUD bank
                                            account.
                                          type: string
                                          minLength: 1
                                        bsb:
                                          description: >-
                                            The 6-digit BSB of the destination AUD
                                            bank account.
                                          type: string
                                          minLength: 1
                                        accountNumber:
                                          description: The destination AUD bank account number.
                                          type: string
                                          minLength: 1
                                      required:
                                        - accountHolderName
                                        - bsb
                                        - accountNumber
                                    asset:
                                      type: string
                                      enum:
                                        - USDC
                                        - USDT
                                    network:
                                      type: string
                                      enum:
                                        - ethereum
                                        - base
                                        - arbitrum
                                        - optimism
                                        - polygon
                                        - bsc
                                        - avalanche
                                        - solana
                                        - tron
                                  required:
                                    - bankAccount
                                    - asset
                                    - network
                                - type: object
                                  properties:
                                    payId:
                                      type: object
                                      properties:
                                        type:
                                          type: string
                                          enum:
                                            - email
                                            - phone
                                            - abn
                                        value:
                                          type: string
                                          minLength: 1
                                      required:
                                        - type
                                        - value
                                    asset:
                                      type: string
                                      enum:
                                        - USDC
                                        - USDT
                                    network:
                                      type: string
                                      enum:
                                        - ethereum
                                        - base
                                        - arbitrum
                                        - optimism
                                        - polygon
                                        - bsc
                                        - avalanche
                                        - solana
                                        - tron
                                  required:
                                    - payId
                                    - asset
                                    - network
                            limits:
                              type: object
                              properties:
                                min:
                                  type: string
                                max:
                                  type: string
                                daily:
                                  type: string
                            status:
                              type: string
                              enum:
                                - active
                                - inactive
                            instructions:
                              type: object
                              properties:
                                title:
                                  type: string
                                  minLength: 1
                                reference:
                                  type: string
                                  minLength: 1
                                deposit:
                                  oneOf:
                                    - type: object
                                      properties:
                                        kind:
                                          type: string
                                          enum:
                                            - aud
                                        bsb:
                                          type: string
                                          minLength: 1
                                        accountNumber:
                                          type: string
                                          minLength: 1
                                        payId:
                                          type: object
                                          properties:
                                            type:
                                              type: string
                                              enum:
                                                - email
                                                - phone
                                                - abn
                                            value:
                                              type: string
                                              minLength: 1
                                          required:
                                            - type
                                            - value
                                        reference:
                                          type: string
                                          minLength: 1
                                      required:
                                        - kind
                                        - bsb
                                        - accountNumber
                                        - reference
                                    - type: object
                                      properties:
                                        kind:
                                          type: string
                                          enum:
                                            - crypto
                                        network:
                                          type: string
                                          enum:
                                            - ethereum
                                            - base
                                            - arbitrum
                                            - optimism
                                            - polygon
                                            - bsc
                                            - avalanche
                                            - solana
                                            - tron
                                        address:
                                          type: string
                                          minLength: 1
                                        asset:
                                          type: string
                                          enum:
                                            - USDC
                                            - USDT
                                      required:
                                        - kind
                                        - network
                                        - address
                                        - asset
                                destinationSummary:
                                  type: string
                                  minLength: 1
                                limits:
                                  type: object
                                  properties:
                                    min:
                                      type: string
                                    max:
                                      type: string
                                    daily:
                                      type: string
                                steps:
                                  type: array
                                  items:
                                    type: string
                              required:
                                - title
                                - reference
                                - deposit
                                - destinationSummary
                                - steps
                            createdAt:
                              type: string
                              format: date-time
                          required:
                            - id
                            - counterpartyId
                            - customerId
                            - direction
                            - destination
                            - status
                            - instructions
                            - createdAt
                  hasMore:
                    type: boolean
                    description: Whether a further page exists after this one.
                  nextCursor:
                    type: string
                    nullable: true
                    description: >-
                      Opaque cursor to pass as `cursor` to fetch the next page,
                      or null at the end.
                required:
                  - data
                  - hasMore
                  - nextCursor
        '404':
          description: No such customer for this account.
      security:
        - Bearer: []
        - ApiKey: []
components:
  securitySchemes:
    Bearer:
      type: http
      scheme: bearer
      bearerFormat: Wayex API key
      description: 'Send the same Wayex API key as `Authorization: Bearer <key>`.'
    ApiKey:
      type: apiKey
      in: header
      name: X-Api-Key
      description: A Wayex API key. Use a secret key for write operations.

````