> ## Documentation Index > Fetch the complete documentation index at: https://docs.rails.wayex.com/llms.txt > Use this file to discover all available pages before exploring further. # Get effective Treasury settings > Returns the client-safe fees, limits, rails, networks, and evidence policy currently effective for this tenant account. ## What this endpoint does Returns the client-safe fees, limits, rails, networks, and evidence policy currently effective for this tenant account. ## When to use it Use it to explain availability, validate user input, and display the settings Wayex will enforce server-side. ## Before you call Authenticate with `treasury:read`. The current tenant account is inferred from the API key; clients do not send an account selector. ## Money and balance effect This is a read-only request. It does not reserve, debit, credit, or settle money. ## States and completion The response is effective at read time. Every accepted operation records the configuration version used for its decision. Internal pricing-margin settings are never returned to client credentials. ## Safe retries GET requests are read-only and may be retried with normal exponential backoff. Do not send an `Idempotency-Key`. Read [Treasury overview](/treasury/overview) for the complete workflow. ## OpenAPI ````yaml /api-reference/openapi.json get /v1/treasury/configurations/effective openapi: 3.0.0 info: title: Wayex API description: >- Wayex APIs for direct customer payment routes and isolated, prefunded Treasury accounts. Each API key is bound to one tenant account and its own wallet, settings, webhooks, and reporting. version: 1.0.0 contact: {} servers: - url: https://api.sandbox.wayex.com description: Sandbox integration environment security: - Bearer: [] - ApiKey: [] tags: - name: Treasury description: >- Prefunded AUD and stablecoin wallets for one isolated tenant account. Fund, pay, convert, withdraw, track, and reconcile without selecting another account. - name: Customers description: >- Onboard end customers, run verification, and manage each customer's entitlements. - name: Payment routes description: >- Standing deposit instructions per customer. When a customer funds a route, Wayex auto-converts at the live rate and pays out/sends — no quote, no lock. - name: Transfers description: >- Read the conversion records produced when customers fund payment routes — the live activity feed and per-conversion lifecycle timeline. - name: Rates description: >- The live indicative AUD↔stablecoin rate right now — the all-in rate Wayex quotes. Indicative only; the binding price is struck when a route's funds land. - name: Revenue description: Your developer-fee revenue over time. - name: Invoices description: >- Your monthly invoices — Wayex platform fees due, net of your accrued developer-fee credit. - name: Webhooks description: Subscribe to HMAC-signed event webhooks and inspect deliveries. - name: API keys description: Create, list, and rotate API keys for programmatic access. - name: Fees description: >- Configure your developer fee — the markup withheld from each conversion and credited against your monthly invoice. - name: Invitations description: Accept a team invitation and activate your account. paths: /v1/treasury/configurations/effective: get: tags: - Treasury summary: Get effective Treasury settings description: >- Returns the client-safe fees, limits, rails, networks, and evidence policy currently effective for this tenant account. Use it to explain availability, validate user input, and display the settings Wayex will enforce server-side. operationId: TreasuryController2_effectiveConfiguration_v1 parameters: [] responses: '200': description: '' content: application/json: schema: type: object properties: limits: type: object properties: rules: type: array items: type: object properties: operation: type: string enum: - funding - payout - stable_withdrawal - conversion asset: type: string enum: - AUD - USDC - USDT perTransactionMinimum: type: string pattern: ^\d+(\.\d+)?$ perTransactionMaximum: type: string pattern: ^\d+(\.\d+)?$ dailyMaximum: type: string pattern: ^\d+(\.\d+)?$ maxCount: type: integer minimum: 0 exclusiveMinimum: true windowSeconds: type: integer minimum: 0 exclusiveMinimum: true required: - operation - asset default: [] beneficiaryDailyMaximum: type: integer minimum: 0 exclusiveMinimum: true creditLimits: type: array items: type: object properties: asset: type: string enum: - AUD - USDC - USDT amount: type: string pattern: ^\d+(\.\d+)?$ required: - asset - amount default: [] capabilities: type: object properties: fundingEnabled: type: boolean default: true payoutsEnabled: type: boolean default: true stableWithdrawalsEnabled: type: boolean default: true conversionsEnabled: type: boolean default: true audInboundRails: type: array items: type: string enum: - bsb_account default: - bsb_account audOutboundRails: type: array items: type: string enum: - bsb_account default: - bsb_account assetNetworks: type: array items: type: object properties: asset: type: string enum: - USDC - USDT network: type: string enum: - ethereum - base - arbitrum - optimism - polygon - bsc - avalanche - solana - tron required: - asset - network default: [] settlement: type: object properties: mode: type: string enum: - automatic - manual_review default: automatic quoteTtlSeconds: type: integer minimum: 5 exclusiveMinimum: false maximum: 3600 exclusiveMaximum: false default: 30 maximumSlippageBps: type: integer minimum: 0 exclusiveMinimum: false maximum: 10000 exclusiveMaximum: false default: 0 returns: type: object properties: lossAllocation: type: string enum: - client - wayex default: client refundDeductedFee: type: boolean default: false holdbackBps: type: integer minimum: 0 exclusiveMinimum: false maximum: 10000 exclusiveMaximum: false default: 0 replenishment: type: string enum: - required - automatic_debit - manual default: required retryLimit: type: integer minimum: 0 exclusiveMinimum: false maximum: 20 exclusiveMaximum: false default: 3 timeoutSeconds: type: integer minimum: 0 exclusiveMinimum: true default: 300 staleEventSeconds: type: integer minimum: 0 exclusiveMinimum: true default: 900 accounting: type: object properties: glMapping: type: object additionalProperties: type: string minLength: 1 default: {} policyTemplate: type: string minLength: 1 default: standard statementFrequency: type: string enum: - daily - weekly - monthly default: daily notifyOnReturn: type: boolean default: true recovery: type: object properties: rtoMinutes: type: integer minimum: 0 exclusiveMinimum: true default: 60 rpoMinutes: type: integer minimum: 0 exclusiveMinimum: false default: 5 queueRecoveryMinutes: type: integer minimum: 0 exclusiveMinimum: true default: 15 reconciliationStaleMinutes: type: integer minimum: 0 exclusiveMinimum: true default: 30 accountingCloseHours: type: integer minimum: 0 exclusiveMinimum: true default: 24 id: type: string minLength: 1 clientId: type: string minLength: 1 version: type: integer minimum: 0 exclusiveMinimum: true effectiveAt: type: string format: date-time createdAt: type: string format: date-time createdBy: type: string minLength: 1 reason: type: string minLength: 1 maxLength: 500 pricing: type: object properties: fees: type: array items: type: object properties: operation: type: string enum: - funding - payout - stable_withdrawal - conversion asset: type: string enum: - AUD - USDC - USDT percentBps: type: integer minimum: 0 exclusiveMinimum: false maximum: 10000 exclusiveMaximum: false default: 0 fixedAmount: type: string pattern: ^\d+(\.\d+)?$ default: '0' minimumAmount: type: string pattern: ^\d+(\.\d+)?$ maximumAmount: type: string pattern: ^\d+(\.\d+)?$ treatment: type: string enum: - deduct default: deduct required: - operation - asset default: [] identity: type: object properties: requireSumsubEvidence: type: boolean default: false sumsubLevelName: type: string minLength: 1 evidenceMaxAgeSeconds: type: integer minimum: 0 exclusiveMinimum: true default: 86400 manualReviewThreshold: type: string pattern: ^\d+(\.\d+)?$ required: - limits - capabilities - settlement - returns - accounting - recovery - id - clientId - version - effectiveAt - createdAt - createdBy - reason - pricing - identity security: - Bearer: [] - ApiKey: [] components: securitySchemes: Bearer: type: http scheme: bearer bearerFormat: Wayex API key description: 'Send the same Wayex API key as `Authorization: Bearer `.' ApiKey: type: apiKey in: header name: X-Api-Key description: A Wayex API key. Use a secret key for write operations. ````