> ## Documentation Index
> Fetch the complete documentation index at: https://docs.rails.wayex.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Wayex API

> AUD and stablecoin orchestration through direct customer routes or an isolated, prefunded Treasury account.

Wayex moves value between **Australian dollars** and supported stablecoins. You can integrate through
direct customer payment routes, an institutional Treasury account, or both:

* **Off-ramp** — stablecoin in, AUD out.
* **On-ramp** — AUD in, stablecoin out.

Direct routes convert when customer funds arrive. Treasury lets your business prefund a wallet, then
explicitly fund, pay, convert, withdraw, track, and reconcile through familiar PSP workflows.

## Two product modes

<CardGroup cols={2}>
  <Card title="Direct payment routes" icon="route" href="/console/payment-routes">
    Create reusable funding instructions under a verified customer. Each funding event prices at the
    live rate and automatically creates a transfer.
  </Card>

  <Card title="Treasury" icon="wallet" href="/treasury/overview">
    Prefund an isolated tenant account, make AUD payouts, convert AUD/stablecoin, and withdraw
    stable balances with explicit fees and statuses.
  </Card>
</CardGroup>

## Two surfaces, one API

<CardGroup cols={2}>
  <Card title="REST API" icon="code" href="/api-reference/overview">
    Build server-to-server workflows with tenant-bound keys, idempotent writes, and signed webhooks.
  </Card>

  <Card title="Console" icon="window" href="/console/overview">
    Operate the same resources through an institutional interface without writing code.
  </Card>
</CardGroup>

## Core concepts

* **Tenant account** — the isolation boundary for users, API keys, webhooks, configuration, money, and
  reporting. Accounts with different commercial terms use separate logins and their balances do not
  net.
* **Customer** — an end user onboarded for direct payment routes. Verification unlocks the customer's
  entitlements.
* **Payment route** — reusable customer funding instructions. Funding the route automatically creates
  a direct-route transfer.
* **Transfer** — one conversion created from a route funding event, with its own lifecycle and linked
  settlement references.
* **Treasury wallet** — the AUD and stablecoin balances owned by one tenant account. It exposes
  available, reserved, and pending money.
* **Beneficiary** — a saved individual or business recipient for AUD payouts.
* **Conversion quote** — an exact, short-lived Treasury price. Accepting it reserves the source debit;
  destination funds become available only after physical post-trade settlement.
* **Stablecoin destination** — a saved, validated asset/network/address combination used by Treasury
  withdrawals.

## Environment safety

<Warning>
  The sandbox URL is an integration environment and may use controlled live-provider rails for an
  explicitly enabled tenant. Never send funds until Wayex confirms your account's environment,
  instructions, supported asset/network, and test limit.
</Warning>

## Next steps

<CardGroup cols={2}>
  <Card title="Quickstart" icon="rocket" href="/quickstart">
    Authenticate and make your first direct-route or Treasury request.
  </Card>

  <Card title="Treasury guide" icon="book-open" href="/treasury/overview">
    Understand balances and complete each prefunded PSP workflow.
  </Card>

  <Card title="Authentication" icon="key" href="/authentication">
    Choose key types and isolate credentials per tenant account.
  </Card>

  <Card title="API reference" icon="brackets-curly" href="/api-reference/overview">
    Read the purpose, money effect, statuses, and retry rules for every endpoint.
  </Card>
</CardGroup>