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Wayex moves value between Australian dollars and supported stablecoins. You can integrate through direct customer payment routes, an institutional Treasury account, or both:
  • Off-ramp — stablecoin in, AUD out.
  • On-ramp — AUD in, stablecoin out.
Direct routes convert when customer funds arrive. Treasury lets your business prefund a wallet, then explicitly fund, pay, convert, withdraw, track, and reconcile through familiar PSP workflows.

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Two product modes

Direct payment routes

Create reusable funding instructions under a verified customer. Each funding event prices at the live rate and automatically creates a transfer.

Treasury

Prefund an isolated tenant account, make AUD payouts, convert AUD/stablecoin, and withdraw stable balances with explicit fees and statuses.

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Two surfaces, one API

REST API

Build server-to-server workflows with tenant-bound keys, idempotent writes, and signed webhooks.

Console

Operate the same resources through an institutional interface without writing code.

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Core concepts

  • Tenant account — the isolation boundary for users, API keys, webhooks, configuration, money, and reporting. Accounts with different commercial terms use separate logins and their balances do not net.
  • Customer — an end user onboarded for direct payment routes. Verification unlocks the customer’s entitlements.
  • Payment route — reusable customer funding instructions. Funding the route automatically creates a direct-route transfer.
  • Transfer — one conversion created from a route funding event, with its own lifecycle and linked settlement references.
  • Treasury wallet — the AUD and stablecoin balances owned by one tenant account. It exposes available, reserved, and pending money.
  • Beneficiary — a saved individual or business recipient for AUD payouts.
  • Conversion quote — an exact, short-lived Treasury price. Accepting it reserves the source debit; destination funds become available only after physical post-trade settlement.
  • Stablecoin destination — a saved, validated asset/network/address combination used by Treasury withdrawals.

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Environment safety

The sandbox URL is an integration environment and may use controlled live-provider rails for an explicitly enabled tenant. Never send funds until Wayex confirms your account’s environment, instructions, supported asset/network, and test limit.

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Next steps

Quickstart

Authenticate and make your first direct-route or Treasury request.

Treasury guide

Understand balances and complete each prefunded PSP workflow.

Authentication

Choose key types and isolate credentials per tenant account.

API reference

Read the purpose, money effect, statuses, and retry rules for every endpoint.